Summary
- ✓ Reverse Mortgage Planet is a lead-generation and referral service, not a lender.
- ✓ We may be compensated when you are connected with a partner lender or specialist.
- ✓ Compensation does not influence the information we provide about reverse mortgages.
- ✓ We encourage you to compare multiple lenders and consult a HUD-approved counselor.
How This Website Is Funded
Reverse Mortgage Planet operates as a lead-generation and referral platform. We connect homeowners aged 62+ with licensed HECM (Home Equity Conversion Mortgage) lenders, brokers, and HUD-approved counselors. When a homeowner submits a form on this website and is connected with a partner, we may receive compensation from that partner.
This compensation may influence which partner companies appear on our site and in what order they are presented. However, it does not influence the educational content we provide about reverse mortgages, nor does it affect the advice provided by independent HUD-certified counselors.
We Are Not a Lender
Reverse Mortgage Planet is not a mortgage lender, broker, or bank. We do not originate, underwrite, or fund loans. All lending decisions are made by our licensed partner companies, subject to their own underwriting criteria and applicable state and federal laws.
Partner Relationships
Our partners may include:
- Licensed HECM lenders and mortgage companies
- Independent HECM mortgage brokers
- HUD-approved reverse mortgage counseling agencies
- Retirement and financial planning services
All partner companies are independently licensed and regulated. We do not endorse any specific lender, product, or loan terms.
Your Free Estimate
When you submit our "Calculate My Payout" form, your information is shared with one or more licensed partners who may contact you by phone, email, or mail. You are under no obligation to accept any offer or proceed with any lender.
HUD-Required Counseling
Federal law requires all HECM applicants to complete a counseling session with a HUD-approved counselor before a reverse mortgage can close. This counseling is independent of any lender or partner we work with, and is designed solely to protect your interests.
Contact Us
If you have questions about our advertiser relationships or how we are compensated, please contact us at support@reversemortgageplanet.com.